Testimonials

Like many Americans I learned life’s lessons through some success and a lot of
mistakes. Nowhere is that more evident than in my financial security which I had little to no training or experience in. Instead, I followed the steps of my parents who worked, saved, and when they could afford it invested a little in long term savings like CD’s. Their retirement was a combination of a small pension, social security, and Medicare. Although I have a similar retirement, I also benefited from an employer sponsored savings plan we know as some variation of an IRA. These plans are excellent financial security tools as long as one keeps in mind their advantages as well as their limitations.
They are often tax deferred, not tax free, and eventually the taxes will need to be paid by someone, either me or my heirs. In addition, many plans are based heavily on the stock market where they are subject to its volatility.
I have a fair amount of confidence in my financial future, but I was also interested in adding stability to my IRA based stock market ride. In talking with my financial advisors, their advice to stay the course seemed reasonable, but I also wanted to hedge my future a little and find something a bit more stable such as higher interest savings. I did my due diligence in examining options and insurance-based annuities seemed interesting.
However, before I invested hard earned money in another area I knew little about, I needed to talk to someone I trusted, an expert who I knew for sure had my best interests in mind, not sales percentage profits for them and financial brokerages. I found that person in Dawn O’Brien, a well-established financial consultant with a broad background in client service. Dawn isn’t business driven; she is people driven. Dawn’s core mission is to educate, counsel, and assist her clients as they navigate financial independence and stability.
After talking with Dawn and doing my own due diligence, I invested a portion of my financial portfolio as researched and recommended by Dawn. I have watched its value grow while assured that I will not experience market losses. I’m still invested with my traditional IRA advisors, but Dawn’s guidance has enabled me to get a little more confidence and stability in my financial future. I rest easier in these uncertain times knowing that I have removed some of my hard-earned money from the volatility of traditional IRA stock market-based investigating.
Dawn O’Brien is more than my financial advisor. Her father-in-in law and I were partner police officers, her husband is a military veteran, a Marine. They are closer than family in whom I trust. I urge anyone looking for more future financial security to talk with Dawn about options.